Identification of Parties requires correct legal names as shown on which documents to ensure UCC accuracy?

• A. SOS or business formation documents
• B. Tax Returns
• C. Driver's License
• D. Bank Statements

Answer: (A)

In UCC filings, the party’s name must be the exact legal name shown in the entity’s official formation records. Those records, typically filed with the Secretary of State, are the authoritative source for what the entity is legally called, and using that precise name is what makes the filing searchable, enforceable, and properly attach to the right debtor. Relying on tax returns, driver’s licenses, or bank statements can lead to misidentification because those documents may display a DBA, a personal name, or an account name rather than the entity’s registered legal name. If the name on the filing doesn’t match the legal name on the formation documents, the filing may not perfect the security interest against the intended party. So, the correct source to pull the legal name from is the Secretary of State or business formation documents.